Q.1 Who is a consumer?
A person who buys any goods or services for a consideration, which has been paid or promised or partly paid and partly promised, or under any system of deferred payment is a Consumer but if a person who obtains such goods for resale or for any commercial purposes will not be a consumer. However, if such goods are bought by a person exclusively for the purpose of earning his livelihood by means of self-employment then such a person will be considered as a consumer.
Q.2 Who can make complaint?
Q.3 When the complaints can be made?
In the following situations complainant can be made
Q.4 What is District Consumer Protection Council?
District Consumer Protection Council is the council constituted under Consumer Protection Act, 1986 for each district. District Collector acts as its Chairman, District Supply and Consumer Protection Officer as Member-Secretary, and all the M.P.s, M.L.A.s and officials of all Government Departments having Consumer interface of the Concerned District are members along with the VCOs functioning in the District. This Council shall meet twice in a year as per Consumer Protection Act, 1986.
Q.5 Where complaints can be registered?
District Consumer Protection Council – Action will be initiated legally through the Department concerned on the petitions regarding the defects filed before this Council which function under the chairmanship of the District Collector
Price of the commodity or value of the services and value of compensation claimed
District Consumer Forum – for a claim of Compensation up to Rs.20 lakhs
State Commission – for a claim of Compensation above Rs.20 lakhs and up to Rs.1 crore
National Commission – for a claim of Compensation above Rs.1 crore
Q.6 How complainants can be registered?
Complaint can be registered within 2 years from the date on which the cause of action has arisen.
· No Stamp paper is required for declaration
· Complaint can be registered, in person, by the complainant or through his authorized agent or by post addressed to the Redressal Agency.
· Lawyers are not necessary.
Q.7 What particulars should be furnished along with the complainant?
Q.8 What are the reliefs provided by the district and state commission under the Act?
The District Forum / State Commission can order the following relief’s:
Q.9. What is the appeal provision?
Q.10 What are the Rights conferred on the Consumers under Consumer Protection Act 1986?
Consumers are having following rights under the consumer protection act which are namely
Q.11 what is the fee structure for filing the complainant before the district forum and commissions?
Every complainant shall be accompanied by a fee as specified in the table given below in the form of crossed Demand Draft drawn on a nationalised bank or through a crossed Indian Postal Order drawn in favour of the Registrar of the State Commission and payable at the respective place where the State Commission or the National Commission is situated. Fees structure shall be according to the given below table-
|Sl. No.||Total Value of goods or services and the compensation claimed||Amount of fee payable|
|(1)||Upto one lakh rupees – For complainants who are under the Below Poverty Line holding Antyodaya Anna Yojana Cards||Nil|
|(2)||Upto one lakh rupees – For complainants other than Antyodaya Anna Yojana card holders.||Rs.100|
|(3)||Above one lakh and upto five lakh rupees||Rs.200|
|(4)||Above five lakh and upto ten lakh rupees||Rs.400|
|(5)||Above ten lakh and upto twenty lakh rupees||Rs.500|
|(6)||Above twenty lakh and upto fifty lakh rupees||Rs.2000|
|(7)||Above fifty lakh and upto one crore rupees||Rs.4000|
|(8)||Above one crore rupees||Rs.5000|
Complainants who are under the Below Poverty Line shall be entitled for the exemption of payment of fee only on production of an attested copy of the Antyodaya Anna Yojana cards.
Q.12. Can an advocate be held liable under the Consumer Protection Act,1986 for the deficiency in services?
Yes, an advocate cannot claim exception under the consumer protection act for the deficiency in his services. In the case of M. Veerappa v. Evelyn SequeiraAIR 1988 SC 506 court held that A legal practitioner cannot claim exemption from liability to be sued in respect of any loss or injury suffered by the client due to any negligence in the conduct of his professional duties merely by reason of his being a legal practitioner. He can be brought under the sec.2(1) (g) of the Consumer Protection Act,1986.
Q.13.What is IGMS?
Integrated grievances management System (IGMS) facilitates online registration of insurance policy holders complaints and helps track their status.
Q.14 How we can use IGMS?
Policy holder needs to login in to www.igms.irda.gov.in and create a profilefor registering a complaint. Policy holders can register one or more complaints. Once the policy holder registers in to IGMS then details of complaint are passed on to respective insurance companies. Policy holder can see the details of the branch offices of the insurance company while registering the complaint. Policy holder receives the confirmation email after registering the complaint along with IRDA token no which will be used by IRDA and Insurance Company for tracking of the complaint through IGMS. A complaint registered through IGMS flows to the insurer’s system as well as the IRDA repository. If the complainant is not satisfied with the resolution provided by Insurer, he/she can escalate the complaint for a review by IRDA for a potential violation of Regulations. All the transactions between the Insurer, Insured and Remarks by IRDA are visible to the complainant.
Q.15 What is Confonet?
Confonet stands for Computerization and Computer Networking of Consumer Fora in Country. It is an internet based Case Monitoring System developed for automating the work flow of the consumer forums, starting from case registration until announcement of judgment.
Q.16 How can a user search for the daily Cause List?
A user may follow the steps mentioned below to search the cause list:
Q.17 How can a user search for the Judgment of his case?
Follow these steps to search the judgment